Progressive Personal Insurance

Why Choose Progressive?

Progressive Together®

Progressive drives social good through, transparency, efficiency, creativity, and empowerment. Together with our business partners, communities, and consumers, we work to enhance impacts. Together, we advance.

Believing In Something Bigger Than Ourselves

Progressive Insurance Foundation allows Progressive employees to support projects they believe in. The Foundation was founded in 2001 to help progressive nonprofits. Any qualifying public, tax-exempt nonprofit organization in the fields of culture, education, environment, health, human services, or religion is eligible.

Environmental Stewardship (Community Outreach)

Progressive is reducing its carbon emissions by investing in renewable energy, more energy-efficient cars, and developing infrastructure. We set out on an ambitious mission to minimize energy use and optimize workplace space over a decade ago. We upgraded building infrastructure and invested in building automation systems that control heating, cooling, and lighting depending on occupancy.

Operating Responsibly

Building confidence through actions and words. Our vision is to become the consumer’s first option for car, house, and other insurance. Our activities must build up trust in the Progressive brand. As a result, we live and breathe our Core Values, which govern how we work and respect one other.

For Our Customers

We strive to serve customers with low rates and creative services that fit their requirements throughout their lives. We do this by being upfront about the features and costs of our products and by constantly delivering the service our consumers demand.

We are devoted to safeguarding customers’ personal information and winning their confidence. That is why we disclose our Privacy Policies and continue to invest in data security technologies and personnel training.

Discover how John Perry Insurance help you with your Progressives Personal Insurance.

For Our Workforce

We understand that what we do is just as significant as the outcome. And we understand the significant importance of building a diverse, inclusive, and flexible work environment to our success. That is why we promote internally, work hard and get rewarded for it, and win in the proper manner.

Progressive Personal Insurance

Auto Insurance

Customize your car insurance to meet your specific requirements.

While car insurance coverages vary by state and individual requirements, almost all policies include liability coverage. The majority of plans that cover financed vehicles include comprehensive and collision coverage as well. In 49 states, liability coverage is obligatory, but comprehensive and collision coverage are optional if your automobile is paid off. Depending on your state, uninsured/underinsured motorist coverage, medical costs, and personal injury protection (PIP) may also be required. The following are critical coverage choices for regular automobile policies:

Liability Coverage – Liability coverage is required in all states except New Hampshire. It covers you for injuries or property damage caused by your driving, up to the limits of your insurance.

Your vehicle insurance policy’s liability coverage protects you in two ways:

1. Liability For Bodily Injury: Covers the cost of another person’s medical costs if you are found to be at fault for their injuries in a vehicle accident.
2. Liability For Property Damage to another person’s car and/or property if you are at fault in an auto accident.

Comprehensive – Comprehensive coverage protects your car from unforeseeable disasters including as fire, theft, vandalism, collision with an animal, glass breakage, or acts of nature.

Collision – Collision coverage covers for the repair or replacement of your car if it is damaged in a collision with another object, such as a tree, railing, fence, or another vehicle.

PROGRESSIVE PRO TIP
Free coverage for pet injuries: Free pet injury coverage: If your vehicle insurance policy includes collision coverage and your pet is injured in an auto accident, Progressive will pay your pet’s vet fees up to a set maximum.

Uninsured/underinsured insurance coverages – There are four types of uninsured/underinsured car insurance coverage:

1. Uninsured Bodily Injury: Protects you and your passengers in the event of an accident in which the at-fault motorist is uninsured.
2. Underinsured Bodily Injury: Protects you and your passengers in the event that you are hurt in an accident and the at-fault driver’s coverage limitations are insufficient to compensate you for your injuries.
3. Uninsured Motorist Property Damage: Covers the cost of repairing or replacing your car if you are struck by an uninsured driver.
4. Underinsured Motorist Property Damage: Covers the cost of repairing or replacing your car if you are struck by an uninsured driver.

Medical Payments – Medical payments cover medical and burial expenditures if you are involved in an accident. Medical payments may also be made on behalf of your family members or passengers, regardless of who is at blame. This form of auto insurance also applies if you or a member of your family is a passenger in another vehicle or gets struck by a car while walking or riding a bicycle. In certain areas, personal injury protection (PIP) is available in lieu of medical payments and provides a comparable level of protection.

Progressive offers extra car insurance coverages which includes:

• Loan/Lease Payoff – If you finance or lease your vehicle, loan lease repayment (alternatively referred to as “gap insurance”) might cover the difference between what you owe on the vehicle and what it is truly worth (up to 25 percent of the actual cash value).
• Rental Car Reimbursement – If your vehicle is involved in a covered accident, we’ll cover the cost of a rental car up to the limits of your policy (usually between $40 and $60 per day) while your vehicle is being repaired. Routine maintenance is not included in a covered accident.
• Custom Parts and Equipment Value – CPE coverage may be used to repair or replace anything added to your car, such as a radio, navigation system, custom wheels, or even a paint job. If it was not installed by the manufacturer, it is considered an after-market component and should be insured separately. Typically, CPE coverage has a $5,000 cap.
• Rideshare Coverage – Ridesharing coverage helps fill up the gaps left by your rideshare business. If you drive for a rideshare company, you must add rideshare coverage to your Progressive vehicle insurance policy to protect you while connected into the ridesharing app and waiting for a trip request/customer.
• Roadside Assistance – Progressive’s Roadside Assistance covers towing expenses if your automobile breaks down for any reason, on or off the road. If the repair facility or technician of your choosing is within 15 miles, we will tow you there. Additionally, roadside assistance offers lockout service, flat tire replacements, fuel/fluid supply in the event of a gas leak, and other associated services.
• Deductible Savings Bank –You may increase your vehicle insurance coverage by adding our deductible savings option, which deducts $50 off your collision and comprehensive deductibles for each claim-free policy month. The duration of an auto insurance is six months.

How Do I File a Car Insurance Claim with Progressive?

You may submit a Progressive auto insurance claim by going onto your policy or calling your Progressive Insurance Broker. Your claim specialists will ensure that you are back on the road as quickly as possible.

Call John Perry Insurance 863-777-4966 to learn more about the process of filing a vehicle insurance claim.

Boat Insurance

Coverage is not the same across the country. Progressive provides a large number of the same basic coverages as other insurers. However, we go above and beyond meeting checklist standards. We provide additional unique boat insurance coverage options—many of which are complimentary. In some states, boat insurance is not required. If you finance your boat or keep it at a marina, though, you may be forced to get a speciality boat coverage.

Standard Boat Insurance Coverages and Benefits:

1. Full Replacement Cost – If you have comprehensive and collision coverage, we will reimburse you for the cost of restoring your watercraft to pre-accident condition or better.
2. Bodily Injury & Property Damage Liability (BI/PD) – Bodily injury liability protects you if you are involved in a boat accident and are found to be at fault for hurting others. Additionally, liability boat insurance covers the cost of repairing or replacing any watercraft, item, or other property damaged while boating, as well as legal fees if you are sued.
3. Fuel Spill – Progressive compensates for gasoline leaks regardless of the cause: sinking boat, leaky tank, or filling station disaster.
4. Wreckage Removal – If your boat sinks, we’ll reimburse you for the expense of removing it from the water (if removal is legally required).
5. Roadside Assistance –This coverage is included as standard if your insurance includes trailer coverage—we’ll pay tow your crippled car to the closest repair facility.
6. Water Sports Coverage – Water sports coverage protects you against any injuries or property damage incurred when tubing, knee boarding, wake boarding, wake surfing, or participating in other comparable activities. Parasailing, kite boarding, and other activities that involve being dragged through the air are not covered.

Optional Boat Insurance Coverages:

• Total Loss Replacement – Available for purchase if you are the boat’s original owner and it is less than one model year old. If your boat is totalled during the first five model years, we’ll either purchase you a new one or refund the amount you paid for the totaled boat—your option. If your boat is older than the five model-year window, we will still reimburse you the boat’s original purchase price.
• Sign & Glide® On-Water Towing – If your boat becomes crippled or breaks down while on the water, boat towing insurance covers on-water towing, jump starts, gentle un-groundings, and fuel delivery. Simply contact our dispatch center and we will coordinate and pay the tow operator immediately. You make no out-of-pocket payments for boat towing services.
• Fishing Equipment or Carry-On Items – You may recover the entire replacement cost of fishing equipment up to $10,000 and personal property such as dive gear, phones, or other goods carried on board that are lost or stolen up to $5,000.
• Propulsion Plus® Mechanical Breakdown Coverage – If you experience a mechanical breakdown, we will pay to repair or replace the bottom unit of an outboard motor, or the upper and lower units of an inboard/outboard motor. And sure, we will still cover it if the damage is the result of normal wear and tear. Prices begin at $38 per year. Jet drives and inboard motors are not included in Propulsion Plus.
• Comprehensive & Collision – This are two different coverages.
  1. Comprehensive insurance protects you against situations beyond your control, such as theft, vandalism, a sunken boat, fires, high winds, hurricanes, and other weather-related catastrophes.
  2. Collision insurance covers damage caused by boating accidents, such as colliding with a submerged item, dock, or another boat, as well as any injury to pets on your boat.
• Uninsured/Underinsured Boater (UB/UIB) – If you are struck by a boater who does not have insurance or does not have adequate insurance, UB/UIB will pay for your injuries and damages up to the limits of your coverage.
• Medical Payments – You may choose from a selection of coverage limits to cover medical expenses for you and your passengers if you are involved in an accident or someone is injured on your boat.
• Trailer Trip Interruption – Covers your expenditures if you are stranded more than 100 miles from home. We’ll refund you up to $500 for expenses such as meals, lodging, and other transportation. It’s just $10 per year.

Insurance Limitations For Boats and PWCs

Progressive offers some of the best widest acceptance in the market when it comes to boat insurance. However, several kinds of boats are not eligible for inclusion in a new or current Progressive policy:

• Boats over 10 years old and worth more than $500,000
• Boats 11-20 years old and worth more than $250,000
• Boats more than 20 years old and worth more than $60,000
• Boats used as a primary residence (live aboards)
• Houseboats that do not have motors
• Homemade boats without a hull identification number
• Boats with more than two owners
• Boats with steel or wood hulls
• All amphibious land boats, hovercraft, or airboats
• PWCs worth more than $27,000
• Boats that do not meet published U.S. Coast Guard standards

Additionally, progressive are unable to insure yachts longer than 50 feet. Limits of 35 feet and $175,000 in value may apply in several hurricane-prone jurisdictions.

Let us protect your boat. Call us at 863-777-4966 to request a quote with John Perry Agent.

Condo Insurance

Condo insurance protects both your personal items and the structure’s interior — from the walls in. This coverage covers countertops, cabinets, and flooring, as well as personal responsibility and loss of use fees in the case of a covered loss.

What Is Covered by Condominium Insurance?

Condo insurance protects you against the liabilities that come with being a condo owner. That includes your personal property, renovations (custom cabinetry), accidents at your residence, lawsuits filed against you, and temporary living costs while your condominium is being repaired.

Your Insurance Vs. Condo Association’s Insurance

Your condominium association’s coverage covers what they are responsible for, while your insurance covers what you are responsible for.

Association Covers:

• Physical structure (roof, exterior siding, outside walls, windows)
• Common areas (gyms, pools, party centers, etc.)
• Your association may cover original features of your unit, such as the original floors, cabinets, kitchen countertops, etc. (if your association doesn’t cover this, your insurance should)

Your Insurance Covers:

• Your belongings
• Injuries on/around your property
• Temporary living expenses during repairs
• Property damage or injury lawsuits against you (even if the damages happen away from your condo)
• Customizations/upgrades, such as new granite countertops, updated kitchen cabinets (if you alter/change the unit, you will then become responsible for it)

Standard Condo Insurance Coverages

These are the usual condominium insurance coverages included in your policy.

• Your personal possessions – Covers your personal items in the event they are destroyed or stolen. Personal property insurance protects almost all of your possessions in the event they are destroyed or stolen. This may include furniture, clothing, tools, bicycles, and electrical equipment, among other things. Even if your things are not kept at your house, they are protected (sheds, garages, your car, etc.). You’re protected against fires, weather-related damage, power surges, theft/vandalism, and water damage, among other things.
• Loss of use – Covers temporary living expenses. Progressive will never abandon you! If your unit is damaged, loss of use coverage pays for additional lodging, rent, and food expenditures.
• Personal liability – Covers lawsuits against you or family members. If you or a family member you reside with is sued for bodily injury or property damage, personal liability coverage applies. Liability insurance will then cover your attorney expenses, court costs, and some damages you may be required to pay, according to the terms of your policy.
• Medical payments – Covers injuries on your property. Medical payments coverage covers for medical expenses if another person is injured on your condo’s or adjacent property. If someone is hurt in a shared space, your association’s insurance should pay the cost.

Optional Condo Insurance Coverages

You may add any of these coverages to your insurance to tailor it to your specific requirements.

• Water back-up – Water damage caused by clogged sump pumps and sewage lines is covered. Sump pumps are installed in the basement or crawl area of certain condominiums. Sump pumps are used to remove water from under and around the foundation. Sump pumps, as well as plumbing/sewer systems, may get clogged. If this occurs, water may pour back into your condominium, causing a costly mess. Water backup will then cover the cost of property damage and water cleanup. It’s advisable to check with your condo association to see if something is covered or not, since coverage varies.
• Personal injury – Covers uncommon but expensive lawsuits and situations. Personal injury coverage compensates you for legal bills and damages incurred as a result of:
  • Slander or libel lawsuits (something you say/write that damages a person’s reputation or business)
  • False arrest, detention, or imprisonment
  • Wrongful eviction
  • Lawsuits against you, such as wrongful entry or malicious prosecution

The experienced caring staff at John Perry Insurance will walk you through all the scenarios of why and what you need for your progressive condominium insurance needs. Call 863-777-4966 today.

Flood Insurance

What Flood Insurance Covers?

A flood insurance policy will often protect you if groundwater rises and floods your home—a condition that homeowners insurance plans do not typically cover. Generally, flood insurance covers the majority of your home. Typically, the basic components of your house are covered, such as the foundation and the systems that keep it functioning. Built-in household equipment such as refrigerators, dishwashers, and stoves are also protected. The NFIP provides $250,000 in coverage for the structure of your house. In most cases, carpeting and personal items are also insured, unless they are located in the basement.

Why Flood Insurance Might Be a Must-Have?

The National Flood Insurance Program urges homeowners to get flood insurance, particularly if they live in a flood-prone region. If you reside near a river or other body of water, you may even be compelled to have it. The National Flood Insurance Program (NFIP) advises flood insurance to everyone for the following reasons:

• Flooding may occur everywhere due to a variety of factors, including heavy rain, melting snow, and extreme coastal weather. Indeed, one in every five flood insurance claims is made by someone who lives in a low- or moderate-risk location.

Discover how progressive flood insurance works and what it covers buy calling John Perry Insurance Agent today at 863-777-4966.

Homeowners Insurance

Homeowners insurance protects your house and possessions against harm caused by covered risks and secures your assets if you are found responsible for another person’s injuries or property damage. Additionally, if your house becomes uninhabitable as a result of a covered loss, your homeowners insurance may cover food and accommodation.

What Does Homeowners Insurance Cover?

Homeowners insurance provides coverage for much more than your home. Additionally, homeowners insurance protects you against additional buildings on your land (barn, shed, fence), your personal items (furniture, clothing, and gadgets), lawsuits, and even temporary living expenditures during house renovations. And, sure, these coverages are included at no additional charge.

Standard Homeowners Insurance Coverages

These are the usual homeowner insurance coverages included in your policy:

• Dwelling coverage – Covers damage to your house and attachments. Dwelling coverage protects your home and everything permanently connected to it, such as your garage, roof, chimneys, attached deck, countertops, cabinets, floors, and vanities, among other things.
• Other structures – Covers structures not permanently attached to your house. Coverage for unattached garages, gazebos, decks, patios, sheds, pergolas, fences, and driveways is included.
• Personal possessions – Covers your belongings if they’re stolen or damaged. Personal possessions insurance covers almost all of your belongings in the event they are destroyed or stolen. This includes technological devices, furniture, clothing, and tools/power equipment, among other things. Your belongings are also insured if they are not kept at your residence (sheds, garages, your car, storage facilities, etc.). Jewelry, works of art, mementos, computers, and other high-priced items:
  • Certain limitations may apply to your more costly things, but have no fear; you can get extra coverage for jewelry and other valuables. Simply finish your quotation and we’ll walk you through the process of adding the appropriate coverage when you purchase. Additionally, we have qualified home insurance brokers on staff to assist you.
• Loss of use – Covers temporary living expenses. You will never be left homeless. If your house is destroyed as a result of a covered loss (something homeowners insurance covers) and you are unable to remain there, loss of use covers additional hotel, rent, and food expenditures.
• Personal liability – Covers lawsuits against you. If you or a family member you reside with is sued for bodily injury or property damage, personal liability will cover your attorney’s fees, court costs, and some damages you must pay, according to the terms of your policy.
• Medical payments – Covers injuries on your property. Medical payments coverage compensates for medical expenses incurred by another person while on your property or in your home.

Optional Homeowners Insurance Coverages

You may add any of these coverages to your insurance to tailor it to your specific requirements:

• Water back-up – Water damage caused by clogged sump pumps and sewage lines is covered. Some houses have sump pumps installed in their basements/crawl spaces to remove water from under and around the foundation. Occasionally, sump pumps and plumbing/sewer systems get clogged. Water may then flow into your home, wreaking havoc. Water backup coverage will then cover property damage and water removal.
• Personal injury – Covers uncommon but expensive lawsuits and situations. Personal injury insurance pays for your legal bills and other losses incurred as a result of:
  • Slander or libel lawsuits (something you say/write that damages a person’s reputation or business)
  • Lawsuits against you such as wrongful entry or malicious prosecution
  • Wrongful eviction
  • False arrest, detention, or imprisonment

Is Home Insurance Required?

Although homeowners insurance is not required by law in any state, your mortgage lender will normally need evidence of coverage before funding your home loan or equity line of credit.

Even if you do not have a mortgage on your house, a homeowners insurance may be beneficial in safeguarding your property and possessions against harm.

Get a quote online or call us at 863-777-4966 and discover how simple it is to acquire progressive homeowners coverage from John Perry.

Motorcycle Insurance

Coverages That Are Automatically Included.

The following coverages come standard with your Progressive motorcycle policy:

• Full Replacement Cost And No Depreciation For Parts – We will always restore your motorcycle to its pre-accident state or better.
• Accessories and custom parts/equipment (CPE) – You decide how much money you want to spend on customizing or restoring your bike. With comprehensive and collision coverage, we’ll automatically add $3,000 in coverage to cover modifications, customizations, equipment, and extras. If that is insufficient, you may get additional coverage up to $30,000. Bear in mind that when you improve your bike, you may choose to raise your accessory coverage limit to ensure that you are sufficiently covered.
• OEM parts – If your bike is equipped with Original Equipment Manufacturer (OEM) components, we will always utilize OEM components during repairs. Alternatively, if you have bespoke components, we will fix your vehicle with custom parts. Progressive ensures that you are always protected by the same or better components. If you purchase comprehensive and collision coverage, this coverage is covered.

Standard Motorcycle Coverages

These are the basic protections when it comes to motorcycle insurance:

• Bodily injury and property damage liability (BI/PD) – Covers damage to other cars and bodily injury to others if you are at fault in a motorbike accident, as well as legal fees if you are sued. In practically every state, bodily injury coverage is required.
• Uninsured/underinsured motorist (UM/UIM) – What happens if you are struck by someone who is not insured Occasionally, they will pay for damages out of pocket. However, if they are unable to do so, UM/UIM covers your medical fees, damage to your motorbike, and lost income if you are unable to work.
• Comprehensive and collision – Comprehensive insurance reimburses you for the cost of repairing or replacing your motorbike if it is stolen, vandalized, or destroyed in a fire or accident with an animal. Collision coverage reimburses you for the cost of repairing or replacing your motorcycle if it is damaged in an accident. You will be able to choose the amount of your comprehensive and collision deductibles.
• Medical payments – Pays for your medical claims and those of your passengers if you are involved in an accident, regardless of who is at fault.

Extra Coverages

Best explained as optional motorcycle insurance coverages but popular with our customers:

• Total loss coverage for a new motorcycle – Available if your bike is less than one model year old when you purchase a new insurance and no more than two model years old when you renew a complete loss coverage policy. If your bike is totaled, we’ll reimburse you for the full manufacturer’s recommended retail price of a new bike, less your policy’s deductible.
• Roadside assistance and trip interruption – If your motorcycle becomes disabled anywhere in the United States or Canada, our roadside assistance service will tow your motorcycle for free to the closest repair shop. Additionally, if you are away from home, you may add trip interruption to cover the cost of meals, lodging, and transportation up to a maximum of $500.
• Carried Contents® – Covers personal property carried on your bike if it is damaged as a result of a covered loss, such as phones, camping equipment, and hunting gear.
• Disappearing deductible – We’ll reduce your deductible by 25% for each claim-free motorbike coverage you have down to a value of $0. If you file a claim, your deductible will revert to its previous value at the next renewal.
• Enhanced injury protection – If you are unable to work due to an injury, we will pay you up to $250 per week for two consecutive years. Additionally, we’ll include death benefits, which means that if you’re involved in a deadly accident, we’ll pay your beneficiaries $25,000.

Pro Tips To Quote Motorcycle Insurance

With so many discounts and coverage choices available, you’ll have no problem designing a motorbike insurance policy that provides the coverage you want at a reasonable price. Here are a few pointers to help you get started:

• Locate your vehicle identification number (VIN): While you may get a free motorbike insurance quotation without providing your vehicle identification number (VIN), you will need it to buy your policy.
• Determine the year, manufacture, and model of your motorcycle: If you do not have access to your motorbike’s VIN, you may still get an accurate motorcycle insurance quotation by providing basic information about your machine.
• Include all riders: If family members ride your bike on a regular basis, include them in your quotation to ensure you’re adequately protected.

Does motorcycle insurance cover passengers?

If your passenger is injured in a motorcycle accident, guest passenger liability coverage may compensate them for their injuries up to the limits of your policy. Depending on your state, guest passenger liability coverage is either included in or distinct from your bodily injury liability coverage. Bear in mind that if the other driver is at fault, his or her motorbike insurance may cover the cost of your passenger’s injury.

Request a progressive motorcycle insurance quotation with John Perry Agent at 863-777-4966, purchase coverage online, and discover why almost one-third of insured motorbike riders pick Progressive.

RV Insurance

Whether you use your recreational vehicle for fun or as a full-time residence—the best RV insurance coverage protects your unique needs. Quote RV insurance online and, in as little as three minutes, we’ll help you build a custom policy that covers your motorhome or travel trailer in almost any situation. Get started now and hit the road with confidence.

What Does RV and Travel Trailer Insurance Cover?

RV insurance, regardless of the style of motorhome or trailer, covers your vehicle in the event of an accident. Additionally, you may get coverage for personal possessions contained inside your RV, as well as liability coverage while on the road and when your RV is parked. Additionally, you’ll have the option of selecting medical payments to cover medical expenses for you and your passengers in the event of an accident, as well as roadside assistance and emergency expenditure coverage.

Standard RV Coverages

• Comprehensive and collision – Comprehensive coverage protects your RV against unforeseen catastrophes like as theft, vandalism, fire, glass breakage, weather-related mishaps, and animal collisions. Collision can repair or replace your RV if it is damaged in a collision with another vehicle or an item, regardless of who was at fault. Both comprehensive and collision policies have a deductible.
• Liability – Covers damages and/or injuries caused by you. If you drive your RV, you are needed to have liability insurance. When insuring a travel trailer, however, you will not be able to pick liability coverage since the trailer is being hauled by a motor vehicle. Simply ensure that the vehicle towing your travel trailer is insured for liability.
• Uninsured/underinsured motorist (UM/UIM) – If you are struck by a vehicle who is either uninsured or has insufficient insurance, UM/UIM may cover your injuries, damage to your RV, and lost income if you are unable to work.
• Medical payments – Covers medical expenses for you and your passengers if you are involved in a motorhome accident, regardless of who is at fault. Take note that travel trailer coverage do not include medical expenses.

Extra RV Coverages

• Roadside assistance – If your RV or travel trailer becomes inoperable within 100 feet of a road or highway, we will transport you to the closest repair facility. Our roadside assistance program includes fuel delivery, mechanical breakdowns, flat tire repair, and battery replacement.
• Total loss replacement – We’ll pay for a brand new motorhome or travel trailer if yours is wrecked in an accident. That means that if you paid $55,000 for your RV last year and it is now only worth $45,000, we will replace it with a new RV of the same model year or later and the same trim level or higher—even if the new RV costs more than the original purchase price. If you choose not to replace the car, we will refund the original purchase price. Bear in mind that Progressive will only pay the amount listed on your insurance if your RV is more than five years old. In either case, a deductible is required.
• Replacement cost/personal effects – Get coverage for personal things stored within your RV, like as your smartphone or photography equipment, up to a set sum.
• Vacation liability – If someone is injured in or near your RV while you’re on vacation, you’re covered up to $10,000 in liability. You may raise your coverage to $500,000 for a little additional fee.
• Full timer’s liability – If you are found accountable for injuries occurring in or near your RV, you are insured up to a specific maximum. The full-liability timer’s policy is designed for people who live in an RV on a permanent basis.
• Loss assessment – Progressive will pay any fees or charges assessed by your RV association up to a maximum of $5,000. For instance, your RV association may require members to contribute to the cost of storm-related damage to communal spaces.
• Emergency expense coverage – If you’re on vacation and your RV is disabled in a covered event more than 50 miles from your home, we’ll reimburse you up to $750 for transportation and lodging fees. You may increase your coverage to $2,000 for an additional fee.
• Pet injury coverage – Progressive will cover up to $1,000 of your dog’s or cat’s vet fees if they are harmed in an accident while travelling in your RV. There is no deductible.
• Roof Protection Plus® – Progressive’s Roof Protection Plus policy may cover the cost of repairing or replacing your motorhome’s or non-stationary travel trailer’s damaged roof. Wear and tear on the roof of your RV, as well as damage to your vehicle caused by a malfunctioning roof, are also covered. This policy is available for motor homes and travel trailers that are less than six years old. There is a $250 deductible.
• Pest damage protection – If a non-domesticated animal, such as a bird, rat, or mouse, damages your motorhome or non-stationary travel trailer, pest damage insurance may cover the cost of repairs. To qualify for coverage, your RV must be less than six years old and subject to a $250 deductible.

Get a Progressive RV insurance quote with John Perry Insurance Agent at 863-777-4966 to protect your motorhome or travel trailer.

WHY CHOOSE JOHN PERRY AS NATIONWIDE INSURANCE BROKER?

Being an independent agency, we have access to multiple insurance carriers including Progressive Insurance. We will quote and compare your information with each company in order to give you the best possible rate.

Call John Perry Insurance for a free consultation and personal insurance quote today.

• CLEWISTON: 863-777-4966
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• LABELLE: 863-588-7336
• OKEECHOBEE: 863-824-5393